I just cannot seem to manage my finances. I went shopping yesterday--and I did pretty good. We discussed what I would spend when I left, and I did spend a bit extra--but it should have all been taken care of.
Then I get a call today that my credit card wasn't paid last month and the late fees have pushed it over its limit. I was able to make the payment, but it's still aggravating. DH and I have sat down and we've written out a budget and he's got a plan--but every month, there is one bill that falls through the cracks.
He's much better at this than I am, because when I pay bills, there's more than one that falls off the radar, but I don't get why this has been so difficult for him to integrate. He's always been very good of keeping track of what's due and when so we didn't think that adding my expenses would create such a problem. It's just a few more lines in the books.
I guess maybe I shouldn't be too hard on myself that I had problems in the past--even someone who is good with money is running into weird situations. For example, my car payment hasn't been deducted. He's very worried about that and what we think happened is that the bank teller didn't save all the changes to the accounts when we switched from a joint savings account to a joint checking account. The car and credit card used to come out of that. Had we not had the overlimit fee, we would have been able to cover both right now, but that fee pushed us just a bit over--so the car will have to wait until tomorrow when the bulk of my money transfers from my checking to the joint checking account and then it can be used. If I take it out of my account, the transfer won't happen--and DH needs the transfer to pay bills.
I hate finances!
No Limits
14 years ago